Fraud Examiners, Investigators and Analysts
SOC: 13-2099.04 · Job Zone 4 (Considerable preparation)
Obtain evidence, take statements, produce reports, and testify to findings regarding resolution of fraud allegations. May coordinate fraud detection and prevention activities.
AI Impact Summary
Fraud Examiners, Investigators and Analysts faces moderate AI displacement risk with a score of 37/100. Significant displacement is estimated between 2041 and 2051. Of 23 analyzed tasks, 4 are highly automatable, particularly in routine_cognitive. Strong protective factors — including social intelligence, creativity, or regulatory barriers — significantly reduce effective risk.
Wage & Employment (2024)
Median Wage
$80,190
per year
Mean Wage
$93,890
per year
Employment
127K
workers
Wage Range
$46,420 - $151,780
10th - 90th pct
Wage Distribution
Protective Factors
Total protective discount: 25.4%
Skill Analysis
AI-Vulnerable Skills (6)
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Programming is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
AI-Resistant Skills (7)
Complex Problem Solving is AI-resistant — strengthening this skill provides durable career protection.
Coordination is AI-resistant — strengthening this skill provides durable career protection.
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
Negotiation is AI-resistant — strengthening this skill provides durable career protection.
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
Instructing is AI-resistant — strengthening this skill provides durable career protection.
Manual Dexterity is AI-resistant — strengthening this skill provides durable career protection.
AI-Augmented Skills (5)
Recommendations
Skills to Develop
These skills are at risk from AI automation. Fraud Examiners, Investigators and Analysts professionals should diversify beyond them.
- Reading Comprehension
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Information Ordering
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Mathematics
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Mathematics
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
- Memorization
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Skills to Leverage
These human-centric skills remain difficult for AI to replicate. Double down here.
- Complex Problem Solving
Complex Problem Solving is AI-resistant — strengthening this skill provides durable career protection.
- Coordination
Coordination is AI-resistant — strengthening this skill provides durable career protection.
- Social Perceptiveness
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
- Negotiation
Negotiation is AI-resistant — strengthening this skill provides durable career protection.
- Persuasion
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
Tools to Adopt
AI can amplify these skills. Learn the tools that augment rather than replace your work.
- Writing
Writing will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Critical Thinking
Critical Thinking will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Active Learning
Active Learning will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Judgment and Decision Making
Judgment and Decision Making will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Systems Analysis
Systems Analysis will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
Task Breakdown
23 tasks analyzed
Arrest individuals to be charged with fraud.
Document all investigative activities.
Prepare written reports of investigation findings.
Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.
Interview witnesses or suspects and take statements.
Gather financial documents related to investigations.
Review reports of suspected fraud to determine need for further investigation.
Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering efforts.
Lead, or participate in, fraud investigation teams.
Prepare evidence for presentation in court.
Coordinate investigative efforts with law enforcement officers and attorneys.
Testify in court regarding investigation findings.
Recommend actions in fraud cases.
Create and maintain logs, records, or databases of information about fraudulent activity.
Evaluate business operations to identify risk areas for fraud.
Maintain knowledge of current events and trends in such areas as money laundering and criminal tools and techniques.
Advise businesses or agencies on ways to improve fraud detection.
Negotiate with responsible parties to arrange for recovery of losses due to fraud.
Train others in fraud detection and prevention techniques.
Design, implement, or maintain fraud detection tools or procedures.
Conduct field surveillance to gather case-related information.
Obtain and serve subpoenas.
Research or evaluate new technologies for use in fraud detection systems.
| Task | Category | AI Capability | Risk Score | Time % |
|---|---|---|---|---|
| Arrest individuals to be charged with fraud. | Non-Routine Manual | 0 | 9.0 | 2% |
| Document all investigative activities. | Routine Cognitive | 85 | 83.2 | 8% |
| Prepare written reports of investigation findings. | Non-Routine Analytical | 70 | 55.0 | 8% |
| Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures. | Non-Routine Analytical | 75 | 57.0 | 10% |
| Interview witnesses or suspects and take statements. | Non-Routine Interpersonal | 10 | 19.0 | 8% |
| Gather financial documents related to investigations. | Routine Cognitive | 85 | 83.2 | 5% |
| Review reports of suspected fraud to determine need for further investigation. | Non-Routine Analytical | 65 | 53.0 | 6% |
| Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering efforts. | Non-Routine Analytical | 60 | 51.0 | 8% |
| Lead, or participate in, fraud investigation teams. | Non-Routine Interpersonal | 15 | 21.0 | 5% |
| Prepare evidence for presentation in court. | Routine Cognitive | 85 | 83.2 | 4% |
| Coordinate investigative efforts with law enforcement officers and attorneys. | Non-Routine Interpersonal | 15 | 21.0 | 4% |
| Testify in court regarding investigation findings. | Non-Routine Interpersonal | 10 | 19.0 | 3% |
| Recommend actions in fraud cases. | Non-Routine Analytical | 50 | 47.0 | 4% |
| Create and maintain logs, records, or databases of information about fraudulent activity. | Routine Cognitive | 90 | 85.2 | 5% |
| Evaluate business operations to identify risk areas for fraud. | Non-Routine Analytical | 65 | 53.0 | 4% |
| Maintain knowledge of current events and trends in such areas as money laundering and criminal tools and techniques. | Non-Routine Analytical | 70 | 55.0 | 3% |
| Advise businesses or agencies on ways to improve fraud detection. | Non-Routine Interpersonal | 20 | 23.0 | 3% |
| Negotiate with responsible parties to arrange for recovery of losses due to fraud. | Non-Routine Interpersonal | 10 | 19.0 | 2% |
| Train others in fraud detection and prevention techniques. | Non-Routine Interpersonal | 20 | 23.0 | 2% |
| Design, implement, or maintain fraud detection tools or procedures. | Non-Routine Analytical | 65 | 53.0 | 2% |
| Conduct field surveillance to gather case-related information. | Non-Routine Manual | 10 | 13.0 | 2% |
| Obtain and serve subpoenas. | Routine Cognitive | 50 | 69.2 | 2% |
| Research or evaluate new technologies for use in fraud detection systems. | Non-Routine Analytical | 60 | 51.0 | 2% |
Community Assessment
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